Insurance & Fees
Clear information about cost, before you begin
Understanding what therapy will cost shouldn't be confusing. Here's how fees, insurance, and billing work in this practice.
NYSHIP Empire Plan
I am an out-of-network provider for the NYSHIP Empire Plan. Out-of-network billing assistance is available: through a professional billing service, my practice can help verify your out-of-network behavioral health benefits and submit claims. Reimbursement depends on your deductible, coinsurance, and plan reimbursement limits, and is not guaranteed. Learn more about NYSHIP coverage.
Anthem, UnitedHealthcare, Aetna, and Cigna
[Verify before publishing: state whether you are in-network, out-of-network, or offer billing assistance for each plan]
If you have coverage through Anthem, UnitedHealthcare, Aetna, or Cigna, please reach out. We can discuss your options and whether out-of-network benefits may apply. Network participation and availability must be confirmed for your specific plan before starting.
Fees
- Initial consultation: free, about 15 minutes [confirm]
- Individual therapy session: $200 per session
- Sliding scale: a limited number of reduced-fee spots may be available based on financial need. Please ask during your consultation.
- Cancellation policy: [e.g., 24–48 hours notice — confirm]
Payment expectations
Payment is due at the time of service unless other arrangements are made in advance. [Confirm accepted payment methods, e.g., credit card, HSA/FSA] When out-of-network claims are submitted on your behalf, any reimbursement is paid according to your plan's terms. You remain responsible for session fees regardless of reimbursement.
Your right to a Good Faith Estimate
Under the federal No Surprises Act, if you are not using insurance or are paying out of pocket (self-pay), you have the right to receive a Good Faith Estimate of the expected cost of services. You can request one before scheduling. If you receive a bill at least $400 more than your estimate, you may dispute it. For more information, visit cms.gov/nosurprises.
Questions about cost or coverage?
A free, no-pressure consultation is a chance to ask questions, talk about what you're looking for, and see whether we're a good fit.